Understand the new Pix security mechanisms that came into effect this Monday

With the participation of our expert, this article analyzes the entry into force, on February 2, 2026, of the new security mechanisms of Pix, highlighting the mandatory Special Return Mechanism (MED 2.0) for all financial institutions.

The update expands the traceability of funds in cases of fraud and allows for the immediate blocking of suspicious accounts, increasing the effectiveness in recovering resources and combating scams and coercion.

For companies, the advancement reinforces operational security in instant payments, with a direct impact on risk management, the improvement of internal controls, and the mitigation of financial losses, in addition to contributing to greater predictability and confidence in transactions.