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Banking and Finance

Strategic partnership for complex challenges

Our expertise in banking law is distinguished by a commitment to the highest quality, sophistication, and precision in seeking customized solutions, both in domestic operations and multi-jurisdictional contexts. 

We have an organizational structure widely recognized for its technical accuracy and deep market knowledge, known for its distinctive processes and exceptional efficiency. Our team is highly skilled in handling complex banking operations, both cross-border and domestic, covering structured transactions and restructuring. 

Our approach is built on long-term partnerships with our clients, allowing us to gain in-depth knowledge of their businesses. This enables us to provide effective and personalized responses even in the face of the most complex challenges. 

Areas of Expertise:

  • Analysis, structuring, and adaptation of financial products and services
  • General financial transactions, including structured operations and securitization
  • Mergers and acquisitions of regulated institutions
  • Preparation of policies, such as anti-money laundering, know your customer (KYC), and cybersecurity policies
  • Structuring compliance programs
  • Customized training on regulatory topics
  • Conducting punitive administrative proceedings and authorization processes with the Central Bank of Brazil (BCB), the Brazilian Securities and Exchange Commission (CVM), the Council of the National Financial System Resources, and self-regulatory entities such as ANBIMA and BSM Market Supervision
  • Preparation of comments on public consultations by the BCB and CVM
  • Crisis management related to regulatory and market aspects
  • Preparation of memos, legal opinions, and audit reports on general financial regulation issues, including foreign exchange, derivatives, payment methods, and cryptocurrencies in general
  • Preparation of legal opinions in judicial processes
  • Advisory on regulatory issues related to Open Finance and the Central Bank's instant payment arrangement (Pix)

What clients say:

"The FAS team is always ready to meet demands and is up to date with legislative and regulatory changes in Brazil and abroad."

"They possess extensive legal knowledge and client dedication, providing quick and accurate responses." 

Source: Chambers and Partners

"FAS Advogados has a highly qualified team that has worked brilliantly with Brazilian regulators in the area of banks and fintechs."

Source: Legal 500

Choose an area

Fintechs
Legal expertise aligned with the future of the economy . To meet the demands of the Fintech ecosystem, a multidisciplinary knowledge is required,
Payments
In the dynamic and highly regulated payment methods sector, legal expertise is crucial for the success of companies aiming to operate securely, effici

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10/05/2024
Navegando pela Agenda de Regulação Financeira 2024/2025
Evento Presencial - São Paulo
22/03/2024
Impacts of the spot gold contracts´ discontinuation on the Brazilian stock...
Karine Oliveira and João Henrique Batista, from Banking, Payment Methods, and Fintechs, speak to Valor Econômico about the impacts of the termination of trading of spot gold contracts on B3, following...
21/03/2024
Using AI as a financial advisor in a 'super app'
In an interview with Olhar Digital, Vicente Braga, Banking, Payment, and Fintechs partner, discusses the possibility of using Artificial Intelligence for financial consultancy and the implications of...
20/03/2024
Insurance Risk Securities (IRS): where we stand and what is needed for...
Felipe Bastos, partner of Insurance and Reinsurance expertise, and Pedro Pinho, Banking, Payments and Fintechs expert, have written an exclusive article for Monitor Mercantil on the regulation of insurance...
21/11/2023
Regulatory strategies for digital influencers
Ana Thereza Mantovanini Aguiar, of Banking, Payments and Fintechs gave an interview to the newspaper Valor Econômico on the regulatory strategies of ANBIMA and BSM for digital in­flu­en­cers.  View the...
21/11/2023
Regulation knocks on the door of the digital influencer
Anbima has published rules for the hiring of digital influencers by entities adhering to its Investment Products Distribution Code and BSM Market Supervision has issued a guidance note to the participants...
01/11/2023
Fraud data exchange between financial institutions begins today: what changes?
Pedro Duarte Pinho, of Banking and Finance, gave an interview to Info Money, discussing sharing data between financial and payment institutions about fraud. Read the interview here: Com­partil­hamento...
19/09/2023
Trading of crypto-assets in detail
The Markets in Crypto-Assets Regulation (MiCAR) sets down a harmonised regulatory framework for service providers known as crypto-asset service providers (CASPs), which carry out activities with crypto-assets...
05/07/2023
How to use E-money tokens in the EEA
The Markets in Crypto-assets Regulation (MiCAR) covers electronic money or e-money tokens, a crypto-asset that purports to maintain a stable value by referring to the value of a fiat currency that is...
26/06/2023
Overview of the competent authorities under MICAR
Building on the CMS series of articles “Legal experts on Markets in Crypto-Assets (MiCA) regulation”, this new article describes the powers of the competent authorities of EU member states, the European...
20/06/2023
ARTs in detail
EU regulation MICAR now regulates asset-referenced tokens1. DEFIN­I­TION OF ARTSMiCAR defines Asset-referenced tokens (ARTs) as a type of crypto-asset that is not an electronic money token and that purports...
14/06/2023
The scope of application of the Markets in Crypto-assets Regulation
In April 2023, the Markets in Crypto-assets Regulation (MiCAR) was ratified becoming the first regulatory framework for crypto-assets with the strategic goals of protecting consumers, investors and market...