Fintechs

Legal expertise aligned with the future of the economy 

To meet the demands of the Fintech ecosystem, a multidisciplinary knowledge is required, one that integrates the latest trends in technological innovation with a deep understanding of financial system regulation, as well as data protection, corporate law, taxation, and business contracts. 

At FAS Advogados, we have experience in e-banking technologies, banking as a service (BaaS), cryptocurrencies, P2P lending, equity crowdfunding, insurtechs, online credit, anti-fraud technologies, and automated investment management platforms, among other technologies aimed at disrupting the financial market. 

Our team consists of professionals with extensive experience in financial laws and regulations, as well as a profound knowledge of the latest technology and innovation trends, enabling us to provide tailor-made legal solutions for Fintech demands. 

Areas of Expertise:

• Analysis, structuring, and adaptation of financial products and services

• General financial transactions, including structured operations and securitization

• Mergers and acquisitions of regulated institutions

• Preparation of policies, such as anti-money laundering (AML), know your customer (KYC), and cybersecurity policies

• Structuring compliance programs

• Customized training on regulatory topics

• Conducting punitive administrative proceedings and authorizations with the Central Bank of Brazil (BCB), the Brazilian Securities and Exchange Commission (CVM), the Council of the National Financial System Resources, and self-regulatory entities such as ANBIMA and BSM Market Supervision

• Preparation of comments on public consultations by the BCB and CVM

• Crisis management related to regulatory and market aspects

• Preparation of memos, legal opinions, and audit reports on general financial regulation issues, including foreign exchange, derivatives, payment methods, and cryptocurrencies in general

• Preparation of legal opinions in judicial processes

• Advisory on regulatory issues related to Open Finance and the Central Bank's instant payment arrangement (Pix)

What Clients Say:

"FAS Advogados has a highly qualified team that has worked brilliantly with Brazilian regulators in the area of banks and fintechs." 

^{Source: Legal 500}