Financial Market: main news from 27 to 31/07
1. Pro-crypto movement seeks to expand community participation in the political and regulatory debate
The “Juntos por Cripto” movement, the Brazilian arm of the global Stand With Crypto network, seeks to expand and mobilize civil society users of virtual assets to participate in the political and regulatory debate on the topic in Brazil. The initiative aims to organize users, investors, developers, and companies in the sector to monitor legislative proposals, track lawmakers’ activity, and raise visibility for topics such as balanced regulation, financial education, tax neutrality, and support for innovation. The movement gains relevance in an election year and amid the implementation of the virtual asset regulatory framework by the Brazilian Central Bank (BCB) and the Securities and Exchange Commission of Brazil (CVM).
Pro-crypto movement seeks to increase community participation in political debate
2. BIS assesses AI effects on the global economy and monetary policy
On Tuesday (July 28), the Bank for International Settlements (BIS) published BIS Bulletin No. 130, which analyzes the effects of artificial intelligence on the global economy and central banks. According to the report, advances in AI have supported investment, trade, and equity markets, but productivity gains remain uncertain and uneven across sectors and countries. The BIS also notes that AI may affect demand and supply simultaneously, making it harder for central banks to interpret economic cycles and calibrate monetary policy.
3. CVM proposal to amend Resolution No. 88 raises concerns among experts
Experts expressed concerns about CVM’s proposal to amend Resolution No. 88, which governs the distribution of securities issued by small business companies through crowdfunding platforms. The proposed amendment would raise the offering limit from BRL 15 million to BRL 120 million and impose new obligations on distribution platforms, including the requirement to appoint a fiduciary agent. Another concern is the restriction on the “warehouse” model, in which the originator grants or purchases the credit before distributing it to investors. According to CVM, the proposal aims to modernize the crowdfunding regime, expand access to the capital markets, and preserve transparency and investor protection rules.
4. Febraban and SSP-SP create working group to combat digital fraud
On Wednesday (July 29), the Brazilian Federation of Banks (Febraban) and the São Paulo State Public Security Secretariat (SSP-SP) announced the creation of a joint working group to combat scams and fraud conducted through digital channels, with a focus on Pix-related schemes. Febraban and SSP-SP also began drafting a technical cooperation agreement to integrate information, support investigations, and increase the recovery of diverted funds. The first measures include appointing focal points, mapping information that can be shared, conducting training sessions, and building workflows to convert data on suspicious financial movements into investigative and police intelligence.
5. “Pix Pensão” law sanctioned to automate child support payments
On Thursday (July 30), Law No. 15,479/2026, known as “Pix Pensão,” was enacted, establishing an automatic transfer system for child support payments between bank accounts on dates set by the courts. The mechanism may be requested at any stage of judgment enforcement and will take effect one year after the law’s publication. The court decision must specify the payment amount, the terms of the obligation, the debit and credit accounts, and the adjustment criteria. If the debtor’s account has insufficient funds, the financial institution must inform the BCB, which may determine that financial assets are unavailable up to the amount of the updated debt.
'Pix Pensão', which automates alimony payments, has been approved
Lula approves 'Pix Child Support', which allows for automatic transfer of funds
